When you join the NHS Credit Union, you become part of a thriving co-operative community of over 25,000 members – colleagues just like you, across NHS Boards, HSCPs, Hospices, and other health and care partners, from Shetland to Sheffield. Together, we support one another in building financial wellbeing through values of fairness, trust, and mutual support.
As a not-for-profit co-operative, we exist solely to serve our members. That means any surplus, goes directly back into improving our services, keeping costs low, and delivering real value to our members through affordable loans and accessible savings options. Whether you’re looking to borrow responsibly, save with purpose, or simply build your financial confidence, the NHS Credit Union is here for you. Built by staff, for staff – and always with your best interests at heart.
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What makes the NHS Credit Union Special?
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The mission of NHSCU is to provide ethical financial services that empower the well being of their members.
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NHSCU operate a co-operative business model with members, who democratically elect their directors.
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NHSCU directors give their time, skills and experience freely as part of their commitment to serve.
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Any operating surplus generated from NHSCU activities is either re-invested or distributed among members by way of dividends.
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NHSCU offers a range of savings accounts, with members choosing how much they want to save monthly.
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NHSCU offer a range of loan products suited to members’ needs, with the focus always on best value and affordability.
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NHSCU offer regular opportunities to invest in their vaults savings, giving members a fixed return on their money.
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NHSCU has year on year shown a high member satisfaction rate through the quality of services being provided.
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NHSCU operates for the well being of People Not Profit.
Your Family can Join Too!
Did you know we work with all NHS Boards, Hospices, Health & Social Care Partnerships & their contracted services from Shetland to Sheffield.
By joining the NHS Credit Union, you’re not just securing your own financial future—you’re becoming part of a co-operative community.
Added benefits, if you join — so can anyone you consider family who lives in the same household. Family isn’t just about blood ties; it’s about people who support and care for each other.
