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Vault Savings

NHSCU offer Vault savings opportunities throughout the year to our members.

The Vaults offer an enhanced return on members savings as a reward for locking their money away for short periods.

Keep your eyes peeled for the next Vault launch.

Key Facts

  • Open to all NHSCU members.
  • Minimum balance required £250 with no maximum deposit
  • Lump sum deposits are permitted.
  • Any withdrawal will close the account and will void the interest paid on the account at the end of the 3 month term.
  • A limited amount of internal investment from your existing NHSCU  balances will be supported, so invest your internal money quickly.
  • Fixed interest rate of 3.2% AER* will be applied once the investment has matured.
  • Terms and conditions apply.

Apply Now through our NIVO link –

*AER – annual equivalent rate

Key Facts 3MV Feb 2024

Terms and Conditions 3MV Feb 2024

Need Help? Contact the NHS Credit Union team today

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Protection for your money

Your eligible deposits with the NHS Credit Union are protected up to a total of £85,000 by the Financial Services Compensation Scheme, the UK’s deposit guarantee scheme. Any deposits you hold above the limit are unlikely to be covered.

Please click here to read “A guide to the Financial Services Compensation Scheme” or visit