Affordable Loans @ Your Credit Union
Get started today, it’s easy
Affordable Loans @ NHS Credit Union
Our personal loans – are available for just about any purpose,  a new car, home improvements, holidays or helping with festive expenses. We can also work with you to put your finances back on track with a debt consolidation loan.
What you need to know
Personal Loans
The Loan you want – when you need it. Available for any purpose; new car, holiday, special occasion, or home improvements are just a few.Debt Consolidation
The Loan that could save you hundreds of pounds in interest. Combine your debts into one easy to manage payment with NHS Credit Union.
Savings Secured Loan
The Loan you want – at a lower interest rate linked to your NHSCU savings. This option is available for any purpose such as a holiday, special occasion, home improvements or any other borrowing need.Budget Booster
Apply for the limit you require and utilise it as needed to boost your budget. Once approved, this account is easily accessible through your member app removing the need for a new loan application each time.
New Start Loan
New Start Loans are ideal for any new or current member of NHS Credit Union who has not borrowed from us before, including apprentices, final-year students who have their starting letter, and staff working bank shifts.Festive Loan
Back by popular demand – we have introduced our Festive Loan. Designed to help members looking to borrow responsibly and get organised for the festive period ahead. Borrow anything from £500 up to £3,000 and repay over the next 10 months.
Vehicle Loan
With NHS CU Vehicle Loan you’ll get competitive monthly payments, low total payable amounts, AND you’ll own the car immediately. Vehicle Loans can be used to purchase a vehicle, including part exchange purchases, vehicle repairs, MOT/service, vehicle insurance, vehicle improvements
Holiday Loan
Holiday Loans are (unsecured), for members who want to apply for more than their current credit union savings. Designed to help members finance their holiday bookings, from travel costs to spending money. Simple and flexible it gives you a practical way to pay for your holiday.
Financial Compensation Scheme: Your eligible deposits with the NHS Credit Union are protected up to a total of £120,000 by the Financial Services Compensation Scheme, the UK’s deposit guarantee scheme.