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Instant Access Savings

Our Instant Access Savings Account is designed for our members to set money aside for a rainy day, with instant access to their savings

Members can transfer in a lump sum of money from their Regular Savings Account or set up a regular payment by splitting their payroll deduction or direct debit between their Regular Savings Account and Instant Access Savings Account

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Key Facts
  • The Instant Access Savings Accounts allows easy access to your funds
  • Free Savings and Loan Protection Scheme (terms and conditions apply)
  • All funds protected by the FSCS scheme
  • No penalty for withdrawals
  • Access your account details at any time
  • Additional Lump Sum Deposits can be made to the account
  • Maximum of £75,000 in savings.
  • Potential annual dividend on savings.
  • Available to connected persons who live at the same address

Need Help? Contact the NHS Credit Union team today

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Protection for your money

Your eligible deposits with the NHS Credit Union are protected up to a total of £85,000 by the Financial Services Compensation Scheme, the UK’s deposit guarantee scheme. Any deposits you hold above the limit are unlikely to be covered.

Please click here to read “A guide to the Financial Services Compensation Scheme” or visit