Your NHS,
Your Credit Union,
Your Money
Become A Member and an Owner of your NHS Credit Union
We are here to help and care for the financial health and well being of members across our NHS common bond, from Shetland to Sheffield. Currently 24,000 strong and growing.
Become a member today and start enjoying our great benefits.
Looking for a Loan?
NHS Credit Union Members can borrow up to £25,000 across our range of lending products, all with our Loan Protection and Life Saving Insurances.
If you’re thinking about a loan you can use our handy loan calculator to get indicative borrowing amounts, payment terms and repayment amounts.
Simply select your loan type and how much you’re thinking about borrowing.
NHS CU Member App
Manage your NHS Credit Union account on the go, 24/7 with our FREE mobile banking app. Our app allows you to do the following at the touch of a button:
- Check your balance 24/7
- Make withdrawals
- Apply for loans
- Update your personal details
- Get NHSCU news updates
Visit either the Apple (iPhone) or Play Store (Android) to download our mobile banking app
Fully Secure Chat
It’s never been easier to join or contact the NHS Credit Union with our secure & bank encrypted Nivo app.
With Nivo you can:
- Chat to the NHS CU team about your account
- Securely load in any documents straight from your phone
- You can even sign “paperwork” all within the app.
To get started you can download the app by visiting either the Google Play Store (Android) or the Apple Store (iPhone) below.
Your Credit Union Benefits
Savings Accounts
Saving with Your Credit Union could not be easier! Using payroll deduction or direct debit. The difference when you save with us is you are helping yourself your colleagues, friends & family, while earning a good return on your money.
Your savings are protected up to the value of £85K, Financial Services Compensation Scheme (FSCS).Â
Borrowing from Your Credit Union
Our personal loans – are available for just about any purpose, from a new car, a holiday, a special event,  home improvements, or simply helping with Xmas or other annual celebrations! And our debt consolidation loan is guaranteed to help you get you finances back on track.
Safe Harbour
Safe Harbour is a confidential service open to all members with a special focus. By using this service you can achieve bespoke confidentiality around who has knowledge about or access to your money. We will help you to take back control.
Payroll Partners
NHS Credit Union works with all NHS Scotland Health Boards, NHS England Trusts (North) and many associated organisations, many of which are direct payroll partners .
Personal Loans
We are here to help members borrow affordably and fairly.
Whether it’s making dreams happen, or simply improving your finances.
Savings Accounts
All our members save with us & it could not be easier!
Remember by saving together, we help ourselves and each other.
 Savings help Your credit union offer affordable loans,  and also you get a good return on your money.