Festive Loan
This Loan is designed to help members get organised ahead of Christmas and the festive period.Â
Apply to borrow funds from £500+ and repay over 6-12 months at 19.6% APR.
Eligibility
- Interest rate of 19.6% APR
- Borrow from £500
- Save a minimum of £10 while you repay, giving you access to savings once your loan is repaid
- Choose a term between 6 – 12 months to ensure it’s paid off in time for next year
- The Festive Loan is available until 31st January
- You must be a member of the NHS (Scotland and North England) Credit Union ltd
- You must be over 18 years old
What we ask of you
- We ask you to think carefully about whether you can afford to repay the money you want to borrow and to be open in your dealings with us.
- Take care of any PIN’s, passwords, online log-in details and other security information to help prevent fraud and help us to protect your accounts.
- Carefully check your account statements to make sure they are accurate. If anything isn’t right, please get in touch with us.
Loan Protection
As a member of the credit union your borrowing is protected by our Loan Protection and Life Savings insurances.
Life Insurance Benefits: In the event of the death of a life insured while this policy is in force, life insurance benefits up to the insured loan balance are payable.