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Budget Booster

Our Budget Booster Account is a credit facility that offers members the flexibility to access funds when they need them, along with the certainty of fixed monthly repayments.

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Eligibility
  • Borrow up to £2,000
  • Fixed monthly repayments
  • Access funds as and when you need them
  • Build up your savings as you repay the loan
  • To be eligible to apply for a Budget Booster Loan, you must have at least £5 in your Regular Savings Account (minimum shareholding).
  • Members will require the equivalent of a first month loan repayment to apply.
  • New members must have one month’s payroll/direct debit in their account and a first month loan repayment before a loan application is granted.
  • Members must not be Bankrupt, entered into a Trust Deed, DAS, IVA or DRO, and must meet the eligibility criteria to repay the loan.

View Loan Documentation

Key Facts

  • You must be a member of the NHS Credit Union.
  • You must be over 18 years old.
  • Free Life Insurance Cover for your Personal Loan up to the age of 79. The Loan Protection Cover allows us to make a claim upon your death or permanent disability and clear your outstanding loan balance. T&C’s apply.
  • We do not charge a Loan arrangement fee or an early settlement fee.
  • The Budget Booster Loan is available for specific amounts: £500, £1,000, £1,500 and £2,000.
Member Login & ApplyJoin NHS Credit Union
Loan Protection

As a member of the credit union your borrowing is protected by our Loan Protection and Life Savings insurances.
Life Insurance Benefits: In the event of the death of a life insured while this policy is in force, life insurance benefits up to the insured loan balance are payable.
Life Insurance Benefits: In the event of the death of a life insured while this policy is in force life insurance benefits up to the insured balance are payable.
Find out more here

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