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Better safe than sorry
The Scottish Government recently launched its strategy to help people stay safe when buying material online.
Safe, Secure and Prosperous: A Cyber Resilience Strategy for Scotland can be found here
However, here's the top 10 tips from that strategy:
1. Shop only at Internet businesses you know and trust.
2. Beware of emails offering cut-rate prices on popular toys, software or other gifts; if the offer sounds too good to be true, it probably is.
3. If you receive an unsolicited email from an Internet business, don't click on the links within it. Instead, locate the business’ website address through a reputable search engine.
4. Check Internet businesses’ refund policies; some merchants set a deadline for returns or charge a fee to accept returned merchandise.
5. Pay with a credit or debit card; for extra protection enroll your card in anti- fraud programmes provided by your card issuer.
6. Never share your passwords with anyone, and use different passwords for different Web sites.
8. Ensure your computer has the latest anti-virus software installed before shopping online.
9. Always print and save the confirmation page when completing an online purchase.
10. Don't wait for paper statements, Check your credit card and bank statements for suspicious activity by either calling your bank or visiting your financial institution’s Web site