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Tel: 0141 445 0022 Fax: 0141 440 2294 Email:

28 March 2017
Share Secured Loans

A share secured loan is the alternative to taking your savings out of the credit union.  It allows you to access any funds you may have in your account without losing the benefits of having savings safely put away in your credit union account. (such as free savings and loan protection schemes and a potential dividend payment) 

Do you qualify for a Share Secured Loan?

  • Your share1 account balance is equal to or greater than the loan you will be applying for.

  • You don't have an outstanding unsecured loan with us.

  • You are happy to have your savings secured against your loan & only sums in excess of your loan balance is available for withdrawal.

If the answer to all these questions is yes then you can apply for our lowest rate loan ever, only 5.1%APR!

To apply for a loan online, click HERE to log in as a member and then just select the relevant link on the online application section


NHS Credit Union Limited Tel: 0141 445 0022 Fax: 0141 440 2294 Email: Web:
NHS (Scotland & North England) Credit Union Ltd is Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. ‘NHS Credit Union Ltd’ is a registered trading name of NHS (Scotland & North England) Credit Union Ltd.